Money

">Save Money on your #Honeymoon with @Ebates

December 9, 2011

in Honeymoon

Honeymoon Travel

Save on Travel

I have posted money saving tips for your honeymoon before, but this one is super easy! Once you have the location and time picked out you can save a lot of money by booking online through Ebates.

Ebates is a money saving rebate site. You sign up for an account, then use their links to go to your shopping location. They send you a rebate after your purchase. You will also get $5 when you sign up  (you will need to earn $5 in your own rebates before you can cash the extra $5 out). If you are looking for a way to boost your own rebates to get the extra $5 then check out the magazine section. There are rebates for up to 40% off many great wedding magazines. You can find a longer description of how Ebates works at Little People Wealth’s post on how to use ebates.

So how does Ebates save you money on your honeymoon? If you book your hotel through ebates they will give you a cash rebate! Hotel rooms are expensive so this can add up fast. Right now hotels such as Fairmont, Sheraton, W, Holiday Inn, and Westin hotels are offering a 2%-5% rebate. On a $1000 hotel stay you could be saving $20-$50.

If you want to double your savings then you can use Ebates to book your car rental as well and they even have a few air travel sites with rebates. Save even more by purchasing restaurant gift certificates through them (restaurant.com offers 30% back and 50% off at their site so a $50 certificate could cost you as little as $17.50).

After you sign up for an Ebates account click on the “Travel and Vacations” link at the bottom of the left sidebar to see all of the deals. Happy traveling!

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Putting on the Wedding Ring

Wedding Ring - Tips to Plan a Budget Wedding

So your long-time partner has finally proposed and the two of you have picked the perfect date to exchange your vows. You’re looking forward to spending the rest of your life together. You’re packing your stuff to move into a place where you will raise your family. You’re saying goodbye to single-hood. But first, there’s the not-so-small matter of planning your wedding.

For most couples, the wedding ceremony is both a blessing and a curse. On the one hand, it is an event for sharing their joy and happiness with the people who are closest to them. On the other hand, it is a nerve-wracking, headache-inducing expensive project.

You may want to have a wedding that will rival Prince William and Duchess Kate, but then you’ll need millions of dollars to be able to do that—a luxury that very few of us are able to afford. However, money is just one part of the equation for a happy and memorable wedding ceremony. There are many different ways for you to make this day unique and full of precious moments that you’ll treasure for the rest of your married life together.

Here are 12 tips to plan a gorgeous yet budget-friendly wedding for you and your loved one:

  1. Set your wedding budget and stick to it. You should be firm on how much you’re willing to spend for the big day. Be realistic about your expectations and don’t try to stretch your budget to its limit—you’ll find that you need to shell out more for last-minute expenses that you weren’t able to anticipate.

  1. Limit the number of guests. Should you invite five hundred or just fifty people? This day is your day, so people will understand if you don’t invite them. That doesn’t mean that you like them less.

  1. Have a theme or master wedding plan in mind. Planning your wedding begins with having a vision of how the wedding should be like, including the color motif, venue, food and music. All the little details will add up to your costs so you should have a good idea of what you want.

  1. Ask your friends and family to pitch in. You don’t have to hire a wedding coordinator if you have an army of friends and family members who can help you with the daunting task of putting together a lovely wedding. Try to enlist their help in the tasks that you think they can handle.

  1. Don’t be afraid to canvas for the best quality (yet still affordable) wedding services. Your caterer and your wedding photographer are just two of the most important people who’ll be at your wedding. Make sure that you choose one that offers great services at reasonable prices.

  1. Skip the non-essentials. If you cut two courses from your five-course meal, perhaps you can invite 15 more guests. Would you rather have a table filled with food than with the people you love best?

  1. Don’t always buy brand-new. You can re-use the old table place cardholders you used at your parents’ wedding. This will save you money as well as create an even more inspiring atmosphere for the wedding.

  1. Always try to bargain. If your florist or caterer or photographer is any good, he will be able to come up with something good within your budget. Don’t be afraid to haggle. Remember that you have a budget to stick to.

  1. Tap into your creativity. You don’t need a fancy invitation letter made by professionals if you can do as good a job on your own. Put your Photoshop skills to use by crafting your invitation personally.

  1. Listen to what the wedding experts say. Your wedding coordinator has tons of great ideas for a reception venue that is within the bounds of your budget. Let him do his job and take his suggestions into consideration when you make your final decision.

  1. Take advantage of tie-in packages. There are some wedding venues that offer all-in packages including caterer, photographer and live band. This arrangement will save you lots of money as well as planning time, but be sure that everything is consistent with your budget and theme.

  1. Be hands-on as much as possible. Hiring people to do even the smallest tasks will certainly jack up the final cost of your wedding. You and your spouse-to-be should be personally involved every step of the way. This will allow you to stay on top of the progress of the preparations and make the necessary adjustments along the way.

When not out building relationships with other bloggers, Krisca Te can be found reading blogs that tackle how to save money. She is also a personal finance freak who is currently working with CCF, a personal finance blog that writes about financial literacy.

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Wedding Toast

Wedding Toast

January is the biggest month for engagements! That is a great way to start out the year. All of you who are here because of a new engagement congratulations! You have just started a wonderful journey that will become the rest of your life.

According to a study by Chase Slate and U.S. News, young adults (ages 18-34) are more committed to saving money and spending less than other age groups.

54% of young adults said that they planned on saving more money in 2011 compared to 27% of adults between the ages of  55 and 64.

I did find it interesting that 84% said they were planning on saving more but only 73% were planning on spending less. I guess the 11% that are planning on spending the same or more while saving more are expecting a wage increase.

If you are recently engaged and planning on saving more money, managing it better, and spending less, then that will start with your wedding.

Spending more money that you can afford on your wedding is unfortunately all too common. Starting your marriage life in debt is never good. There is time for that! It is common to add a house, car, and kids in the mix at some point after your marriage and each of those come with their own price tag. Try to avoid having to pay bills on your wedding and honeymoon.

That does not mean you can’t have a beautiful wedding. Beautiful weddings can be cheap weddings. So if you are in the group of young adults that want to save more money and spend less this year and you are recently engaged then don’t lose heart.

The survey also shows that young adults have the most optimistic outlook on the economy compared to the other age groups, which is a wonderful outlook to have.

Congratulations to the newly engaged!

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